Top 5 investment options

Many of us want to invest in such a way that we get high returns in the shortest time possible, but can it happen? There is nothing like that. Investments are a well-calculated step and you can’t trust it on superstition. Though there are some strategies that you should apply before going into it. The first thing is to research the market. You can put in your money based on someone else’s assumption. For that, you need to make your judgment and come to a conclusion. Research about the market. That will help you a lot with determining the nature of your investment.

Direct equity:

This can be a tough decision. Many of the beginners consider investing a one-day thing but if you are willing to gain something out of it, you need to understand that it’s a long term process. However, you can indulge in day trading but when it comes to stocks they tend to deliver a high return when you are willing to stay put for a long time. There is no guarantee, but over long periods, equity delivers a decent return percentage.

Mutual funds:
This is one of the most popular options on the market. However, one mistake that many people do is to invest without knowing anything about it. The first thing you should do is to make sure that you understand what you are into. This can only be done when you study it properly and understand the market risks. You can take the help of the internet to understand the things that can affect it. If you have access to an expert, you can consult him.

Debt mutual funds:

They may look steady but they carry out their own risk. Interest rate risk and Credit risk are one such risks. Their less volatility makes them less risky compared to equity funds. In Debt mutual funds, you invest in corporate bonds, government securities, treasury bills, commercial paper. Though it may look less risky, before investing, one should always understand the policy and risk properly, and only after a calculated understanding should make their judgment.

Real estate:

This is one of the most profitable investments. Investment in Real Estate is the best investment you will ever make. However, it’s illiquid and takes a little time. The factors that will affect your investment is the location of the house or the property you are about to sell. There are other things that you should keep in mind like regulations and approvals.



Gold investing has changed a lot in recent years. Banks now issue Gold coins for customers that would like to invest in gold. You can also invest in paper Gold with gold as an underlying asset. Purchasing jewelry has its issues like safety and prices in making.


The first thing about investing is that you should never invest if you do not know about it. Unless and until you don’t understand the factors of the market, you should wait and when you have done so, you can go ahead with investing.

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